Business Finance

£5,000 to £500,000

3 to 48 months terms

Unsecured and Secured  options

Business Finance

Flexible Business Finance

We have access to lenders to suit almost any business for almost any purpose. 


Key Features:

  • Borrow £5000 - £500,000

  • 0.9% - 3.9% per month

  • Terms: 3 to 48 months

  • Unsecured and Secured Options

Recovery Loan Scheme

Supporting your business following the pandemic

Get the financial support you need to help your business recover and grow following the pandemic, through this government-backed scheme.


About the scheme

You can use the finance for any legitimate business purpose – including managing cashflow, investment and growth. However, you must be able to afford to take out additional debt finance for these purposes.

If your business has already borrowed from any of the other coronavirus loan schemes – namely:

  • the Bounce Back Loan Scheme (BBLS)

  • the Coronavirus Business Interruption Loan Scheme (CBILS)

  • the Coronavirus Large Business Interruption Loan Scheme (CLBILS)

RLS is still open to you, although the amount you have borrowed under an existing scheme may in certain circumstances limit the amount you may borrow under RLS.

RLS will run until 31 December 2021, subject to review.


Types of finance

A lender can provide up to £10 million as one of the following facilities: 

  • Term loan

  • Overdraft

  • Invoice finance

  • Asset finance

Core Scheme Features


Is my business eligible?


  • Covid-19 impact: The borrower must confirm to the lender that it has been impacted by Covid-19.


  • The most you can apply for is 25% of your 2019 total turnover, or twice your 2019 (or latest) annual wage bill minus any outstanding amount you may have on any CBILS loans


  • All applications will be subject to credit and fraud checks as well as lending assessments. Subject to status terms and conditions apply.


Businesses will be responsible for interest payments and any associated fees from the outset.


  • There is no turnover restriction for businesses accessing the scheme.

  • We will consider whether you have a viable business proposition but may disregard any concerns over your short to medium term business performance due to the uncertainty and impact of coronavirus.

  • The scheme provides the lender with a government backed 80% guarantee, subject to the annual claim limit.

  • Loans are available to most business sectors, but restrictions apply.

  • The lender will not take personal guarantees as security for any Recovery Loan Scheme loans.

  • The borrower’s primary residential property can’t be taken as security under the scheme.



Note- We are not lenders in the RLS scheme and act as brokers on behalf of a panel of lenders approved by British Business Bank.