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Buy to Let Mortgages

Up to 80% Loan to Value

Residential, Commercial, Semi Commercial 

No Upfront Fees  

Buy To Let

How We Can Help?

Buy to Let remains a popular investment strategy.


Changes in recent years to both the tax treatment and mortgage regulations mean that competitive debt finance is crucial, for both portfolio landlords and smaller investors.


  • We offer a free, no-obligation discussion on costs and time frames.

  • We have key contacts with mainstream and alternative lenders. These relationships are crucial to obtaining the right finance solution for any Buy to Let investor.

  • We can also review your existing Buy to Let mortgages and ensure your portfolio is working to your best advantage.

  • We deal with many cases that are a little more out of the ordinary and can help secure funding for a wide range of circumstances.

Key Product Features

The Following Topics Are Covered

Author- Aakash Nagrani CeMAP CeRER

What Is A Buy To Let Mortgage?

A buy to let mortgage is a mortgage sold specifically to people who buy property as an investment. The amount you can borrow depends largely on the rental income you expect to get from the property. 

Who Are Buy to Let Mortgages For?

Buy to let mortgages are powerful tools both for seasoned investors and for new landlords wanting to take a step into the rental property market. BTL mortgages are typically more expensive and require deposits of at least 20% of the property's purchase price. 

How Does A Buy to Let Mortgage Work?

Most borrowers take out an interest-only mortgage for their chosen property.  They then only pay the interest on the loan as it accrues every month, generally from the proceeds of the rent they collect. The capital debt- the full amount of the mortgage- is paid at the end of an agreed term. 

What Are The Costs For Buy to Let Mortgages?

The costs of becoming a landlord are ever-growing in the United Kingdom.  Arrangement, valuation and legal fees should be expected when making a buy to let purchase.


The most expensive cost is Stamp Duty Land Tax, SDLT is correlated with the purchase price of your property. For buy to let, higher tax bands apply. Please see the HRMC Calculator for full details.

What is a Buy to Let Mortage?
Who are Buy to Let Mortgages for?
How does a Buy to Let Mortgage
What are the costs or Buy to Let Mortgage?
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This article is intended to provide a general understanding of the topic. The contents should not be treated as advice. 

Please note Accelerated Finance only considers applications for commercial or investment properties.

Your property may be repossessed if you do not keep up repayments on the finance secured against it.

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